On
Monday, the Department of Health and Human Services (HHS) issued final
rules for the health insurance marketplaces for plan year 2019, as well as
the 2019 letter
for issuers selling on the federally facilitated exchanges. The rule includes a
number of policy changes for both the individual market and the Small Business
Health Options Program. Changes include providing states with additional
flexibility to define the essential health benefits to, among other things,
modifying the availability of special enrollment periods; refining further the
risk adjustment model; and expanding the types of entities that may be
navigators, among other changes to the program. Initial qualified health plan
applications are due June 20. The American Hospital Association is currently
reviewing the rule and letter, and more information will be available
soon.